Archive for December, 2018

Rachel Jarry fuels Canberra’s bid to avoid wooden spoon

The Canberra Capitals will use Rachel Jarry’s presence as motivation as they look to claw their way off the bottom of the WNBL ladder in their own “grand final”.
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Jarry won’t play again this season and could face up to six months on the sidelines after suffering her seventh career concussion last Saturday.

But she will join the Capitals in camp for their clash with the seventh-placed Bendigo Spirit as they look to force their way out of last place at Bendigo Stadium on Thursday night.

The prospect of avoiding the wooden spoon looked impossible with the Capitals locked in a horror 13-game losing streak but Jarry is fuelling Canberra’s bid to turn things around with five games left.

“???Having her leadership for a tough game against Bendigo [will be invaluable], because it’s almost like a grand final for us, we’re fighting to not be on the bottom of the table against Bendigo,” assistant coach Peta Sinclair said.

“There’s a lot riding for us on this Thursday night. We’re hoping that having her there will add some extra motivation for the group.”

Jarry’s concussion held up play for almost 20 minutes and the Capitals stayed on the court in a strong showing of unity as their teammate was stretchered from the venue.

Jarry gave the thumbs up on the way out and Sinclair says her high spirits provided a huge boost when the game was in the balance, and she’s already hoping for more of the same.

“It was really hard when saw Rachel go down with that concussion because it’s been quite a troubling season for her health-wise,” Sinclair said.

“She had the neck brace on and she was in high spirits so I think that really motivated the girls. They all went over and said good luck and wished her all the best.

“She’s doing really well from what we’ve heard so far and hopefully when she comes back we’ll be able to consult with the medical staff and see where she’s at.”

The Capitals ended the second-worst losing run in club history but a look at the margins suggests they haven’t been too far off the mark despite a handful of blowouts.

The Capitals have lost five games by less than 10 points this season and Canberra forward Keely Froling says breaking through for a win has provided “a massive confidence boost”.

“We’ve been so close but now we know we can win and we want to get on a roll now and obviously get Bendigo on Thursday night and then focus on Adelaide for Sunday,” Froling said.

“[The win was] such a relief for our group because we’ve been working so hard and we’ve been so close in so many games so it’s just really nice to finally get a win.”

???Meanwhile, the Canberra Gunners have retained star players Ben Allen and Daniel Joyce for the 2018 SEABL campaign as they look to end a finals drought.


Thursday: Round 11 – Bendigo Spirit v Canberra Capitals at Bendigo Stadium, 7pm.

Sunday: Round 11 – Canberra Capitals v Adelaide Lightning at National Convention Centre, 3pm. Tickets from Ticketek.

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NYC suspect ‘chose site because of Christmas posters’

San Francisco: A former hire car driver chose to bomb one of New York City’s busiest subway corridors because of its Christmas-themed posters, law enforcement officials said following the explosion that sent peak-hour commuters into a frenzy at the start of the working week.
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Akayed Ullah, who moved to the US from Bangladesh on a family visa seven years ago, was “angry” and learnt how to build a bomb on the internet at his Brooklyn apartment, New York Governor Andrew Cuomo said.

But the 27-year-old allegedly hoped to wreak far more destruction when he detonated an improvised device on the underground walkway between the Times Square and Port Authority subway stations just after 7.20am on Monday, local time.

The low-tech homemade pipe bomb, strapped to his abdomen with Velcro strips and cable ties, didn’t detonate properly.

Packed with household items, Christmas tree lights and screws, the device’s chemical component exploded but the pipe failed to shatter, and Ullah injured only himself.

CCTV showed Ullah, wearing beige cargo pants and a hoodie, walking among commuters before a loud bang and a small plume of smoke engulfed him. He lay on the ground in foetal position as commuters scrambled for the exits.

“There was a stampede up the stairs to get out,” commuter Diego Fernandez said. “Everybody was scared and running and shouting.”

Ullah, who suffered burns and cuts to his hands and abdomen, has made several statements to investigators from his hospital bed, multiple local media outlets reported.

He said he chose the hallway beneath 42nd Street and 8th Avenue because of its Christmas-themed posters, recalling strikes in Europe against Christmas markets, several law enforcement officials told the New York Times.

He also told investigators that he set off the bomb in retaliation for US air strikes on Islamic State targets in Syria, Gaza and Israel.

He admitted that he had looked up online how to build the bomb and had assembled it at home, buying all of the materials except the pipe, which he said he found at a job site where he was working as an electrician at 39th Street and Eighth Avenue in Manhattan, two officials said.

Police believe he may have become familiar with the Port Authority site after working in the area.

The Bangladeshi government condemned the attack.

“Bangladesh is committed to its declared policy of ‘Zero Tolerance’ against terrorism, and condemns terrorism and violent extremism in all forms or manifestations anywhere in the world, including Monday morning’s incident in New York City,” it said in a statement.

Police in Bangladesh were not in a position to comment on the suspect.

Mr Cuomo confirmed that investigators believe Ullah was motivated by Islamic State. He described the man as someone “who was annoyed or irritated by our political position or who was sympathetic to ISIS”.

Like Sayfullo Saipov, the Uzbek immigrant who allegedly used a rented ute to fatally mow down eight people in New York in October, Ullah was “disgruntled”, Mr Cuomo said.

“Both of them went on the web, downloaded information,” he said on MSNBC. “Fortunately the bomb was very low-tech. It did go off [but] it didn’t have the desired effect.” BREAKING VIDEO: Moment of explosion at 42nd St and 8th Avenue in Manhattan pic.twitter苏州夜总会招聘/JwygdnnwNb??? New York City Alerts (@NYCityAlerts) December 11, 2017

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Pressure mounts on Cardiff out-of-home care provider Premier Youthworks amid whistleblower and legal advocate complaints

Premier Youthworks managing director, Lisa Glen Part two: Lawyer slams blood and broken glass in Premier group homeAN EMBATTLED out-of-home care provider is poised to pick up new government contracts worth millions of dollars, despite a sustained attack by whistleblowers and legal advocates who say it is failing some of Newcastle and Canberra’s most vulnerable children.
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Premier Youthworks is under fire on multiple fronts, with complaints spanning its governance and financial management to allegations of blood and broken glass being inside one of its residential homes and a staff member being threatened with a meat cleaver.

The fresh concerns have been raised as part of a jointNewcastle HeraldandCanberra Timesinvestigation into the company, which cares for more than 80 children across NSW and the ACT.

They also arise close to 12 months after a scathingFour CornersABC TV expose turned the spotlight on Premier Youthworks. Questions have now been raised about whether state government regulators are providing proper oversight of the sector.

A source familiar with Premier Youthworks’ inner workings said he was stunned at what he regarded as a lack of meaningful action by either the company or the state government since the broadcast, while standards – he believed –had further deteriorated.

“My way of looking at it is that this time next month, it will be 12 months since theFour Cornersreport and nothing has been learnt and nothing has changed,” he said.

“Much to my shock –I wasn’t prepared for this.”

NSW Department of Family and Community Services spokesperson.Herald at the company’s headquarters in Cardiff.

She defended the quality of care received by the children, and said the criticism amounted to the isolated concerns of a small number of disgruntled former employees.

“If I wanted to do it to be rich, I would have chosen a much easier business,” said Ms Glen, who remains the company’s sole director and shareholder.

“I would have worked at Dusk and put nice candles on the shelves. Like this is tough, it’s really really tough … people can sit back and say that, but they can come and walk in my shoes for a little while.”

Premier Youthworks has received more than $44 million in taxpayer funding since 2013, shared across 15 residential care homes in the ACT and 20 in the Newcastle region.

Children and teenagers are grouped together in Premier homes when they are unable to live with their families, often because the government has decided they are at risk of abuse or neglect.

The NSW Department of Family and Community Services (FACS) has been tendering for new residential care contracts, due to begin in 2018, and sources said Premier Youthworks was in the frame to renew, or potentially grow, the number of children in its care.

Following theFour Cornersbroadcast, FACS launched a review of the company, which is understood to have concluded in October. But the department has refused to publicly release its findings or comment on what action, if any, has been taken as a result.

“A range of matters are being followed up with Premier Youthworks in the course of contract management,” a FACS spokesperson said.

Ms Glen would not be drawn on what ground had been covered by the review, but admitted it had highlighted the need for more “transparency”.

“It wasn’t about us holding things back, we just need more transparency in our reporting because, again, we’re different to other agencies within the sector,” Ms Glen said.

She also said FACS was now “fully understanding” of controversial leasing arrangements surrounding a number of Premier’s group homes in Newcastle.

Twelve of the homes are owned by Ms Glen and leased back to Premier Youthworks through a series of trusts linked to her super fund.

Taxpayers foot the bill for the rents paid by Premier Youthworks to Ms Glen, which in some cases arewell above market rates.

Ms Glen denied she was charging the taxpayer exorbitant amounts and defended the arrangements as “common practice” within the sector.There was good reason for the inflated rents, she argued.

“They are not normal rentals,” she said. “There’s modifications that are made and there’s the upkeep of them. What people don’t really understand is that each of these houses is a big risk to me as well.”

LINKS: Premier Youthworks’ sole director Lisa Glen is also a director of Beam Wellbeing, a psychological services provider at Cardiff.

Additionally, Ms Glen is a director of Beam Wellbeing, a separate psychological services provider, also based at Cardiff.

When asked if she benefited financially every time Premierreferred one of its children to Beam for counselling, Ms Glen said that was not the case.

She had“stepped away” from dealings between the two organisations.

“I’m not part of any of the negotiations,” she said.“So if the people that are looking after the clients here don’t believe that Beam’s the best provider, so be it, they go to another person.”

Ms Glen dismissed suggestionsemployees might still feel obligated to refer children to Beam, saying“everyone is acting in the best interests of the kids”.

Another recent incident that apparently struck a nerve with staff occurred in August, when Ms Glen demanded that government funds being used to set up internet access at Premier’s group homes be used to install wi-fi at her personal residence.

In an email obtained by Fairfax Media, she expressed her annoyancewith delays in connecting her property.

“Really annoyed about this given that I need access and I would expect my house to be reasonably high on the priorities,” she wrote. “Would really appreciate you letting me know what is going on please … as doesn’t [sic] inspire much confidence to be honest.”

The taxpayer had footed the bill because Ms Glen had decided to work from home and it was a “standard office requirement”, she said.

“There were significant NBN connection issues lasting several months and, as such, requests were eventually made to make connection to Lisa’s house a priority,” a company spokesperson said.

“In fact, until recently, after some five months, there was still no stable connection.”

Sources said the installation fee was $1500.

“The installation fee was not this high, however a business grade NBN connection is more costly than standard connections,” the spokesperson said.

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Why the record-breaking run of flat interest rates has further to go

In Philip Lowe’s time as governor of the Reserve Bank, he’s chaired 14 meetings of its high-powered board, and each has had the same result: no change in interest rates.
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If you believe the financial markets, Lowe will do more of the same for much of 2018, and perhaps further into the future.

Great news for people with big mortgages, and bad news for those earning interest on their savings, right? Maybe. But if you dig into why this change has occurred, it’s a less rosy picture even for those with large debts, because the lack of change in rates is a reflection of very weak wage growth.

As 2017 has drawn to a close, there has been a significant shift in the arcane parts of the financial markets where people bet on the future course of official interest rates, those set by the Reserve Bank.

They still believe the next move in rates set by the RBA will be up. But there is an expectation the change will be smaller, and take longer, than previously thought.

It’s been quite a change of heart. Just three months ago, the markets were convinced 2018 would be the year in which rates finally rose, for the first time since 2010. That may still happen, but it’s no longer seen as a sure thing.

In September, the futures markets were betting that official interest rates would climb by 0.4 percentage points by the end of next year, which is another way of saying there was a good chance of two standard 0.25 percentage point increases.

Now, they are only betting rates will rise by 0.15 percentage points – meaning they are no longer sure there will even be one standard-size increase in rates.

The shift in expectations of how rates will move over the next two years has been more dramatic. Markets had previously priced in an increase of 0.9 percentage points in official rates by late 2019; now it’s only 0.4 percentage points.

The other signal that rates may stay lower for longer is the recent decrease in fixed rate mortgages by some lenders including Westpac, Bankwest and CUA.

What’s behind the shift in opinion?

Like so many issues in the economy, this one is tied up with the very low rate of wage growth, and inflation.

The RBA aims to keep inflation between 2 and 3 per cent – compared with 1.8 per cent today. It is unlikely to raise rates, which would dampen economic activity, until it is confident that inflation is well on its way to returning to the target range.

Lately, however, progress has been slow. Despite a reasonably strong economy, and healthy jobs growth, wage growth has barely picked up, and it’s still running at just 2 per cent.

Until pay packets start expanding more quickly, it’s unlikely that businesses will put up prices more quickly. That suggests inflation will remain low, too.

Importantly, it’s not all bad news. Last week’s national accounts showed strong growth in non-mining business investment; something the RBA have been wanting to see more of for years.

That should ultimately help to push wages higher, and nudge inflation back towards its target range. But it will be a slow process, and that suggests little or no change in interest rates.

Previously, the RBA hasn’t left the rates unchanged for more than 15 months. That record looks set to be easily broken under Lowe’s watch.

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Anonymous donor gives $5.2 million to HMRI to improve rural and regional health

A healthy injection of philanthropic funding Practice makes perfect: NSW Ambulance paramedics Greg Nott and Paula Stitt demonstrate CPR skills at the HMRI funding announcement. Simulation manikins will soon be rolled out to all NSW stations. Picture: Marina Neil
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Big gift: $5.2 million was given to the Hunter Medical Research Institute (HMRI) by an anonymous donor. Picture: Marina Neil.

Practice makes perfect: NSW Ambulance paramedics Greg Nott and Paula Stitt demonstrate CPR skills at the HMRI funding announcement. Simulation manikins will soon be rolled out to all NSW stations. Picture: Marina Neil

Big gift: Allan Loudfoot explains how the funding will help build the competence, confidence and reach of the NSW ambulance service. $5.2 million was given to the Hunter Medical Research Institute (HMRI) by an anonymous donor. Picture: Marina Neil.

Practice makes perfect: NSW Ambulance paramedics Greg Nott and Paula Stitt demonstrate CPR skills at the HMRI funding announcement. Simulation manikins will soon be rolled out to all NSW stations. Picture: Marina Neil

TweetFacebookAN anonymous donor has given$5.2 million to the Hunter Medical Research Institute (HMRI) toimprove access to high quality health care for vulnerable andremote communities acrossNSW.

The philanthropic funding, announced on Tuesday, is the largest single donation in HMRI’s history.

It willforge an alliance between HMRI, NSW Ambulance and the Hunter New England Health district to boost emergency out-of-hospital treatment and telehealth care for patients for the next five years.

“It represents a transformational step towards delivering world-leading, out-of-hospital care, particularly to those living outside metropolitan areas,”HMRI director, ProfessorMichael Nilsson said.

The funding would“level thefield” for people living in rural areas by providing timely access toworld-class clinical services via telehealth, and maintainingthe skills and confidence of paramedics throughout the state via extrasimulation education and training.

“A person’s postcode should never impact on their medical care,” Professor Nilsson said.

“We can address the current imbalance by mobilising medicine and furnishing regional communities with more sophisticated telehealth technologies.”

Professor Nilsson said the donor, who wished to remain anonymous, was “highly motivated” to improve access to high quality care, particularly for vulnerable and remote communities.

The funding would enable NSW Ambulance to upgrade its facilities with new education equipment, and developlearning modules for paramedics. Additionally, it would fund a dedicated research fellowship to offer “vigorous evaluation” of the models of care being developed to inform future healthcare policies.

Allan Loudfoot, the senior assistant commissioner of NSW Ambulance, said the project wasultimately aimed at providing better clinical outcomes for patients throughout the entire state.

Mr Loudfoot said paramedics working in rural areas may not have as many opportunities to deal withcomplex medical cases.

But having the opportunity to practice a range of scenariosusing advanced technology simulation manikins, which will be rolled out to every ambulance station in NSW under the project, would build their skills andconfidence.

Jane Gray, executive director of research, innovation and partnerships for Hunter New England Health, expressed her “sincere and heartfelt gratitude” to the anonymous donor.

“It isextraordinarily generous, but also a rare example of humility,” she said.

“Wonderful healing takes place in hospitals, but the truth is, a stay in hospital disrupts daily life for patients and families alike –especially families in our district, who can travel eight hours to receive specialist care at John Hunter Hospital. That’s why keeping people well, and out of hospital, is part of the vision.

“That’s why we invest so much in telehealth, and models of care that help people stay as close to home as possible.

“With a clever use of technology, we have made it possible for people in the farthest reaches of our district to see expert specialists. We have people seeing neurologists,psychologists, endocrinologists, and more, all through the magic of telehealth.”

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End of an era: Westfield accepts $32.8b offer

Sir Frank Lowy’s almost 57-year reign as a shopping centre czar is about to come to an end after Europe’s largest listed commercial property company agreed to buy his Westfield Corp in a $32.8 billion deal.
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The boards of Westfield and Unibail-Rodamco have unanimously recommended the deal.

“The transaction announced today is the culmination of the strategic journey Westfield has been on since its 2014 restructure,” Sir Frank said.

Speaking via teleconference from the Milan room in Westfield headquarters in London, Sir Frank said this was the second most important day in Westfield’s history.

“It’s inescapable that this is the second most important day in Westfield history. The most important day was in September 1960 when Westfield was born,” he said.

“Most know the history of Westfield’s humble beginnings of a humble store in Blacktown, which is still there.

“Who would have thought that 57 years later I’d be sitting in snowy London talking to you in Sydney like this, certainly not me.

“I was just 29 years old and I did not know much believe me, and not sure I know much more now'”Empire building

Sir Frank’s decision to stand back marks the closing stages of one of the most successful careers in n business.

Along with then business partner John Saunders, he built up their Westfield shopping centre empire from scratch in in the 1960s, before expanding to the US, New Zealand and the UK.

The empire was split in 2014, with the international business continuing to be run by Steven and Peter Lowy, and the n and New Zealand malls spun off into the separately listed Scentre Group.

Sir Frank cut all ties with Scentre last year but remained at the helm of Westfield Corp.Steven Lowy is still on the Scentre board and the family retains a 4 per cent stake in the local shopping centre operator, and just under 10 per cent of the international business.

The Lowy family has agreed not to sell its interest in Westfield while the deal is underway, and to vote in its favour provided the board doesn’t recommend a superior proposal and an independent expert finds it is in the best interests of Westfield securityholders.

The family said it was committed to the success of the group and planned to keep a substantial investment in it.

“Unibail-Rodamco’s track record makes it the natural home for the legacy of Westfield’s brand and business,” Sir Frank said.

“We look forward to seeing Westfield continue to grow as part of the world’s premier owner of flagship shopping destinations.”

Westfield securityholders will receive cash and shares in Unibail-Rodamco,valuing Westfield at $US7.55 ($10.01) per security – a 17.8 per cent premium to Westfield’s closing price on Monday.

Unibail-Rodamco holds a 4.9 per cent economic interest in Westfield securities.

Existing Unibail-Rodamco shareholders will emerge with about 72 per cent of the combined group and Westfield securityholders will hold about 28 per cent. Its securities will be listed on the ASX, as well as in Amsterdam and Paris.

The deal, which is expected to close in the first half of 2018, is subject to court and shareholder approvals.OneMarket spin-off

Westfield will spin off 90 per cent of its retail technology platform OneMarket into a new ASX-listed entity before the deal is completed.

The combined group will hold the remaining 10 per cent of OneMarket, which will be chaired by Steven Lowy, with Don Kingsborough as chief executive.

“OneMarket has been developed within Westfield and it has always been envisaged that it would be separated at the appropriate time,” the statement said.Corporate activity

The takeover of Westfield would continue the recent spate of corporate activity among US real estate investment trusts, with Brookfield Asset Management looking to acquire all the shares it doesn’t already own in General Growth Properties and the New York fund manager Third Point taking a stake inMacerich Co.

Wesfield has been under pressure to get its debt down and that has been a focus of the management.

JP Morgan’s Westfield analysts noted the increased activity in the regional mall space globally, with mergers and acquisitions, shareholder activism and buying from well-known value investors.

”This activity is reflective of a sector trading at material discounts to fundamental valuations. We believe the high-quality mall space has been oversold on the risks around Amazon and long-term structural challenges,” JP Morgan’s analysts said.

”We believe Westfield has amongst the best retail portfolios globally, and is improving it via redevelopments at its best assets.”

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‘Nothing to hide’: APVMA boss says transparency settling unrest

A clearer picture of the pesticides authority’s future in Armidale has soothed unrest among staff, its new boss says, amid calls for the government to release a review into its problems.
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The n Pesticides and Veterinary Medicines Authority has battled through 2017 as it grappled with an order by Nationals leader and deputy Prime Minister Barnaby Joyce to move to the northern NSW city in his New England electorate, while staff losses compounded its instability.

New chief executive Chris Parker admits the uncertainty staff faced about its operations in Armidale, and its performance, had caused unrest among other factors. Latest public service news

He said nerves had settled “significantly” after he was able to give its 190 staff a clearer picture of the authority’s future, particularly its plans for remote working for some employees, and its business model in the New England city.

The agency had told employees of its emerging plans as they made the decision whether to move or find other work, Dr Parker said.

“I think the transparency is really important to my staff,” he said.

The agency is seeking expressions of interest for a three-month trial of flexible working that, for some, might convert to a permanent long-distance arrangement that will keep them employed at the pesticides authority.

It expects some positions, including specialised scientific roles, will be suited to remote working while others more involved with clients will likely be rooted in its Armidale office.

Dr Parker said the agency needed to stay flexible as it planned how it operated in New England, and that while he wanted all his staff to move with it, he supported their choices.

“I don’t think a one-size-fits-all is useful for us,” he said.

“It’s nothing to hide, there’s no secrets here. It’s what’s people’s intentions are.”

An independent review into problems causing a horror run of performance results at the pesticides authority will be finished by Christmas but won’t be public until January as the agency will decide its response in the holiday period.

Dr Parker would not comment on the cost of IT underpinning the agency’s move north, which could add to the $25.6 million set aside for the relocation.

The policy became a harbinger of the government’s push to decentralise the public service and has been racked by accusations against Mr Joyce of pork-barrelling, but the Coalition last week rejected a Senate inquiry recommendation to halt the APVMA’s move.

In expressions of interest earlier this year, 11 staff told the agency they wanted to move to Armidale early.

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One of those workers has transferred already, another three have been approved for an early move, and the APVMA expects to have 15 workers there and its temporary office full by the start of February.

The agency later that month will ask all other staff whether they plan to move north. The numbers will determine how much it will use external scientists, and how many employees will work remotely or leave the APVMA.

At a Senate estimates hearing in October, Dr Parker would not rule out forced redundancies for staff who didn’t want to move but who weren’t suited to remote work.

He also said he didn’t consider the redundancies in these cases would be “forced”.

Labor agriculture spokesman Joel Fitzgibbon has called on Mr Joyce to ask Dr Parker to release the independent review into the causes of the pesticides authority’s instability and underperformance.

“If these documents are not released in full to the public, the only conclusion that can be drawn is that the pork barrel relocation of the APVMA to Barnaby Joyce’s own electorate is failing and will cost stakeholders, the agriculture sector and taxpayers dearly,” he said.

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WinePassion for cool-climate winemakingJohn Lewis

GREAT PASSION: Chief winemaker Ben Haines in the “very special” Mount Langi Ghiran vineyard.MOUNTLangi Ghiran – the name’s a tongue twister, but the new wines I have just tasted from this western Victorian Grampians Region brand are balm to the taste buds.
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The name means“home of the yellow-tailed black cockatoo” in local Aboriginal dialectand the vineyardwas establishedin 1963 by three Grampians area concreters, brothers Don, Gino and Sergio Fratin.

The Fratins sold in the 1980s to Trevor Mast, whose skills rocketed the brand to international fame and in 1996 saw Trevor named world winemaker of the year by US wine guru Robert Parker.

Sadly Trevor died in 2013 at 63 after a five-year battle with early onset Alzheimer’s disease.

In 2002 he had sold Langi Ghiran to the Rathbone Wine Group, owner of Margaret River’s Xanadu and Yarra Valley’s Yarrabank and Yering Station brands and headed by Doug Rathbone, founder of the international Nufarm agricultural chemical giant.

Langi Ghiran gets a top five red stars rating in James Halliday’sWine Companionand since the 2015 vintage chief winemaker Ben Haines has been in charge. Four of the five new-release wines I recently tasted are from Ben’s inaugural vintage. The five are the $30 Mount Langi Ghiran2015 Cliff Edge Shiraz and 2015 Cliff Edge Cabernet Sauvignon and $20 2015 Cliff Edge Riesling and the $18 2015 Billi Billi Shiraz and 2016 Billi Billi Pinot Gris.

Cliff Edge reds come from vines up to 50 years old on the slopes of anisolated granite mountain at an altitude of 350 metres-plus above sea level and with a mean January temperature of a chill 18.1 degrees.

Ben Haines grew up in country Victoria and developed an interest in winegrowing from walking through vineyards to school.

His post-school launch into a wine career took him toSouth , Tasmania, Europe and the US before returning to Victoriato workfrom 2006 to 2010assenior winemaker at Mitchelton in Central Victoria’s Nagambie Lakes area – a post that fostered a great love of Rhone-styles and varieties.

In 2008 he was The Wine Society’s Young Winemaker of the Year and now at Mount Langi Ghiran he has “boundless artistic opportunity” allowing him to exercise a passion for cool-climate winemaking, especially with shiraz.

“The feeling this place gives is indescribable,” he says, “you simply cannot deny the heritage and the sheer beauty and energy of this very special vineyard.

“There is so much to acknowledge of the past here at Langi – the more you dig, the more you find.”

WINE REVIEWSCABSAV GRABS ATTENTIONSHIRAZis Langi Ghiran’s showcase variety, butthisMount LangiGhiran 2015 Cliff Edge Cabernet Sauvignondemands attention with its 13.9 per cent alcohol, garnet hues, briar scents and vibrant blackberry front-palate flavour.Bramble jelly, spice, herb and mocha oak integrate on the middle palate and the finish has minty tannins.PRICE: $30. DRINK WITH: cherry-glazed roast duck. AGEING: 12 years.

RATING: 5 stars

GREAT-VALUE BILLI BILLITHEgreat-valueMount LangiGhiran 2015 Billi Billi Shirazcomes from a brand based on Langi Ghiran and bought-in Grampians fruit. The wine has 14.5 per cent alcohol, purple hues and spicy blackcurrant on the front palate. The middle palate introduces Morello cherry, mint chocolate, capers and mocha oak and peppery tannins play at the finish.PRICE: $18. DRINK WITH: lamb kebabs. AGEING: four years.

RATING: 4.5 stars

COOL-CLIMATE ELEGANCEFROM50-year-old very cool climate vines, thisMount LangiGhiran 2015 Cliff Edge Rieslinghas a mere 9.5 per cent alcohol, is green-tinted straw in the glass and has honeysuckle scents and elegant lime front-palate flavour. Lemon curd, apple peel and gunmetal character feature on the middle palate and slatey acid refreshes at the finish.PRICE: $20. DRINK WITH: seafood marinere. AGEING: 10 years.

RATING: 4.5 stars

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‘President Johnson was in tears’: remembering Harold Holt

A prime minister drowning in rough surf is the stuff of movies, except it famously happened here. Fifty years on, Harold Holt’s niece recalls an awful day, a gentler time – and hitching a ride home on Prince Charles’ jet. Sir Harold Holt spearfishing at Portsea, in Port Phillip Bay, Victoria shortly before his death. Photo: Alan Lambert
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In 1967, Sue Holt was a 21-year-old nliving in a chaotic, 13-person share-house at the non-posh end of Chelsea. As with so many of her compatriots, she was fulfilling her dream of a year in London – spent waitressing and wearing miniskirts with greater impunity than was possible on the streets of Sydney’s Pymble, where she grew up.

She drank red wine with her German boyfriend at The Sun in Splendour pub on Portobello Road. She partied with her n flatmates. She bought a bright yellow car and drove through France and Germany. She went shopping on Carnaby Street and took home a chocolate-coloured coat with white buttons. In 1967, Sue Holt was having the time of her life.

One morning in December, as she worked the early shift at the Royal Lancaster Hotel in Kensington, she served a gentleman who ordered bacon and eggs, sunny side up. He noted her accent.

“Oh, it looks like your prime minister has gone for one too many swims!” he quipped to the former Miss Holt, now Mrs Giugni, a 71-year-old grandmother of five who lives in an elegant Paddington terrace in Sydney.

“I looked at him quizzically, and said, ‘What do you mean?’

“He said, ‘Your prime minister’s gone. They think he’s dead’.”

Harold Holt was not just the prime minister; he was also her Uncle Harry, the beloved brother and spitting image of her dad, Cliff, who had himself died of pancreatic cancer just nine months prior. Sue dropped her notepad and ran upstairs, where a Telex machine confirmed the news.

Most ns of a certain age remember where they were when Harold Holt was lost in a rip off Cheviot Beach near the Victorian seaside town of Portsea, where he’d been staying at the family holiday home. But Sue Holt remembers that day, half a century ago, better than most. “For a prime minister to go in for a swim and drown was bizarre, but when you are related to him … it was huge.”

Harold Holt was prime minister for only 693 days, about a month less than Tony Abbott’s period in office. December 17 is the 50th anniversary of his death, and last week Prime Minister Malcolm Turnbull gave a speech in parliament commemorating it. The date will be marked by Holt’s family and some loyal Liberals – the member for the local division of Flinders, Health Minister Greg Hunt, will host a small memorial service in the area.

Ever since that fateful day, Cheviot Beach has been known as the sometimes paradisiacal, sometimes turbulent patch of the Mornington Peninsula where 59-year-old Holt drowned – his body never found – making a tragic curiosity, the only country to have ever misplaced a prime minister off its coast.

The family has never countenanced any of theconspiracy theories about his death. They don’t believe he was assassinated by the CIA, kidnapped by the Chinese, or that he committed suicide. They believe ‘s 17th prime minister had a bad shoulder from too much tennis, and a fearlessness about his personal safety, and that on the day in question, the combination proved fatal.

They also believe that Holt’s legacy has been over-shadowed by the manner of his death. “It is inevitable when you have a death in such dramatic circumstances,” says Sam Holt, 78, the former prime minister’s only surviving son. “With any politician, you have to keep reminding people of the facts, because people just forget the accomplishments.”

Historian Tom Frame, who wrote a biography of Holt,The Life and Death of Harold Holt, published in 2005, says when he started researching his subject he “found someone who was far more complicated than most people had previously known”.

“People thought of him as a two-dimensional man, a standard off-the-rack politician who was a time-server, and when rivals for the prime ministership fell away, his number came up and it was his turn,” says Professor Frame, director of the University of NSW Public Leadership Research Group-Howard Library. “But that shows a deep misunderstanding. He was, for that time, our most progressive prime minister.”

Holt was elected to parliament in 1935 and was appointed to Robert Menzies’ cabinet in 1939 at 30, making him the youngest ever federal minister. He held a number of minor portfolios, underwent a brief period of wartime military training, then in 1945 joined the newly formed Liberal Party. Under Menzies’ second stint as prime minister, Holt was immigration minister, minister for labour and national service, and treasurer. He was elected unopposed as Liberal leader when Menzies retired in 1966, and won a landslide election that year.

Yet he is not remembered for any of these things. He is remembered for his physicality, for his Hemingway-esque love of sports like spear-fishing, tennis and skin diving. Imprinted on the national memory is thefamous photo of him in a wetsuit, surrounded by three women in bikinis, his daughters-in-law. It’s the closest to James Bond that an n PM ever came. His name is immortalised in the Harold Holt Memorial Swimming Centre, in Melbourne’s Glen Iris; the centre is nicknamed “Dead Harry’s” by locals.

He’s also remembered, sourly by many, for expanding ‘s commitment to the Vietnam War, and for standing next to United States president Lyndon B. Johnson on the South Lawn of the White House in 1966, telling him, “You have an admiring friend, a staunch friend that will be all the way with LBJ.” The famous phrase, copied from Johnson’s election slogan, was ill-received by many at home, where it was seen as dangerous and sycophantic. It came to define the low point of ‘s subservience to the United States.

SamHolt argues that his father’s commitment to the VietnamWar needs to be seen in context. “People todaymight scratch their head about Vietnam, but these political leaders commenced their political life when there was a war against fascism. Communismwas seen as a big threat,” says Sam, a retiredMelbourne lawyer.

Holt with US President Johnson at the White House in July 1966: the pair enjoyed a warm friendship. Photo: UPI Cablephoto

Frame says this historical scar eclipses Holt’s other accomplishments and his progressivism. “He began the wholesale dismantling of the White Policy,” he says. “He thought we would be a richer and more textured country if we were not anxious about people coming from all over the world.

“He tried to say, ‘You have nothing to fear from immigrants.’ Despite the potential backlash, he thought it was something we needed to do. Outwardly he supported the White Policy because it was politically expedient to do so, but he undermined the policy by consistent use of ministerial discretion.”

Greg Hunt says Holt was “a great modernising figure” in . “Because of the tragedy and mystery surrounding his passing, that has overshadowed the fact that on matters of race, of diversity, of currency, and gender equality, he played a huge role.”

Holt’s government called the 1967 referendum which asked if Aboriginal people should be included in the census and the Commonwealth given power to legislate for them. It was an important step towards Indigenous rights at a time when state laws meant many Aboriginal ns could not move, own property or marry freely. It was a resounding success, with more than90 per cent of ns voting in favour.

He appointed the first woman to a federal portfolio: Annabelle Rankin as housing minister. Early in his career, he instituted the child endowment, which earned him the moniker ‘Godfather of a million children’, and as prime minister he visited a number of Asian countries. In 1968, after Holt’s death, opposition leader Gough Whitlam said he “made better known in Asia and he made ns more aware of Asia than ever before”.

Holt wanted to make high culture more accessible to ns, so he set up the Council for the Arts. He began the process of ending appeals to the Privy Council in Britain, and he stopped ‘s currency being pegged to Britain’s.

As treasurer, Holt had caused a credit squeeze which plunged into recession and nearly lost the Liberals government. But he also established the Reserve Bank of , and presided over the conversion to decimal currency.

The transition was seen globally as a success, and many countries followed ‘s approach when moving from one currency to another. Menzies wanted to name it “the Royal”, but after a public backlash Holt, who preferred “the dollar”, won the argument.

But the months leading up to his death were marked by political failures, with Holt unable to discipline his party and public opposition mounting to the Vietnam War. At the half-Senate elections on November 25, 1967, his government’s primary vote dropped eight points.

“Harold Holt may not have been a visionary or a profound thinker,” according to his entry in then Dictionary of Biography, an n National University online project, “but he had worked diligently in serving and celebrating his country.”

Frame concurs: “I would best describe his prime ministership as a workmanlike performance. There are achievements and failures.”

Sam Holt is one of twinsborn to Holt’s wife Zara in 1939, only Zara was not his wife at the time. Holt was Sam and Andrew’s biological father, but because they were conceived while Zara was still married to her first husband, a British captain stationed in India, Holt had to legally adopt them later, along with their older half-brother, Nicholas.

Harold and Zara Holt in 1956.

In 1957 he changed all three boys’ names to Holt by deed poll. According to Frame, it was a “family secret” that Holt was the twins’ real dad, but by the mores of the time it was never discussed. “That was never much of an issue, it didn’t loom large,” says Sam Holt. “He was the only dad any of us had known.”

Sam says a journalist once came to him asking questions about “that side of things”. “I gave him the boring answer of ‘No comment’. Andrew gave the amusing answer of ‘I have often wondered’. Nicky gave the smart answer, which was, ‘It’s a bit late for DNA checks now’.”

Holt and Zara’s union endured “ups and downs”, says Sam, “like any marriage”. Their relationship began with a volatile and romantic courtship worthy of an Edith Wharton novel. They met in 1925 when Holt was a law student at Melbourne University. Zara was creative and vivacious, Holt was diligent and strong-minded. He was schooled at Melbourne’s Wesley College and Zara had attended Toorak College.

In 1930, she opened a boutique on Little Collins Street. Zara, who in 1968 published a (hugely unreliable, according to Frame) memoir calledMy Life and Harry,said there were “jealousies and arguments … quarrelling, beguiling, passionate, deep affection and clashing of wills”.

When Holt graduated in law the same year, thecouple talked about marriage. Zara, who went on to become a fashion designer, was already a socialiteand aspiring businesswoman. She had made some money from her dress shop and wanted to use it to marry, but Holt wanted to support them both anddelayed any wedding.

He told her to go overseas and spend her money while he established himself. There was a “violent row”, Frame says, and Zara left to travel, meeting Captain James Heywood Fell in England. Zara seems to have played the men off – returning to and resuming her relationship with Holt, while holding over his head the prospect that she would marry her British suitor. On the night before Captain Fell was due to arrive in Melbourne to visit Zara, Holt proposed with a diamond and sapphire engagement ring.

“He told Zara that if she met that ‘Indian type’ the next morning, she would never see him again,” Frame writes. “In what appears to have been an impulsive act, Zara married James Fell in Melbourne on March 2, 1935.” Frame speculates Zara was angry becauseshe had discovered Holt had been involved with another woman while she was gone (in another twist, that woman went on to marry Holt’s own father).

A week later, Zara and her captain sailed for India. Holt may have told Zara he would never see her again, but he kept newspaper clippings reporting her marriage, and when she returned to Melbourne for the birth of her first son, Nicholas, he kept the story announcing that, too.

“She and Harold met soon after her arrival in Victoria. They spent a great deal of time together before James Fell came to to see his son,” Frame wrote. “Not long after Fell returned to India, Zara announced that she was pregnant again – with twins, conceived in August 1938.”

Zara delivered the twins in Melbourne in 1939. James Fell came to to see them, but returned to India alone. After a decent interval had elapsed, Zara divorced Fell in 1946 and married Holt the same year.

The volatility of their relationship continued. The woman on the beach with Holt when he drowned, their Portsea neighbour Marjorie Gillespie, is usually referred to as his lover. (Zara was still in Canberra that day; she would be rushed to the scene in an RAAF jet after hearing the news.) In 1985, Zara gave a candid interview to a documentary crew in which she said she had been “very aware” of her husband’s affair. “I felt like telling Marj about the other half-dozen in the same position,” she said.

We’ll never know if her nonchalance was feigned. In 1968, Zara was made a dame, and in 1969 she married Jeff Bate, another Liberal politician. She retired to the Gold Coast after he passed in 1984, and died in 1989. She was buried at Sorrento Cemetery, the closest graveyard to Cheviot Beach.

Prime Minister Harold Holt and Zara Holt at Portsea in 1966.

On December 17, 1967,Sam Holt, 28, was swimming at Sorrento Beach, a few kilometres away from hisfather, who had spent his morning attending to some prime-ministerial business before heading for a swim with Marjorie Gillespie and others. Sam heard on a transistor radio that there was a missing VIP at Portsea.

“I noticed unusual traffic, ambulances and military vehicles and helicopters, all sorts of things,” he says. “I had a feeling of foreboding about that. I could guess who the VIP might be.”

Sam ran to the nearest phone box and rang the holiday home in Portsea where the Holts had decamped for Christmas. Their faithful housekeeper, “Tiny” Lawless, picked up. “She said, ‘He’s gone,’ ” Sam recalls.

For Sue Holt, waiting in Chelsea, the week following her uncle’s sudden death passed in a haze. Initial hope that Uncle Harry would be found was soon extinguished in the relentless swell of Cheviot Beach. The search party, then the biggest in n history, was called off. A memorial service was organised for December 22 at St Paul’s Cathedral in Melbourne. The British Labour prime minister Harold Wilson would attend, as would the Conservative opposition leader Edward Heath. The royal family would be represented by the 19-year-old Prince Charles.

Sue Holt alighting from the royal jet in Melbourne, December 1967, to attend her uncle’s memorial service. Photo: Photographer unknown

Sue contacted the n Embassy, then overseen by High Commissioner Sir Alick Downer (now by his son, former Liberal politician Alexander Downer). “Downer said, ‘Well I suppose it would be nice for you to go to the memorial service. I will ask Harold Wilson,’ ” Sue recalls. “Harold Wilson said, ‘Of course.’ He didn’t flinch.”

And so the young Sue Holt found herself boarding a VIP jet home, seated between Wilson and Heath in the middle section of the plane. The front was given over to the royal passenger who, as the n press reported slavishly at the time, was accompanied by a valet, a superintendent of the Special Branch, and an equerry. The press were in the back.

“Holt’s niece gets lift in Charles’ plane” read the headline inThe Sun. “Pretty, mini-skirted Sue, 22, daughter of Harold Holt’s dead brother Cliff, had been in London on a working holiday … when news of her uncle’s terrible death overwhelmed her.” The story ran alongside a report about an edict issued by Sydney’s judges forbidding female barristers from wearingminiskirts in court.

During the flight, Sue remembers the “sheer kindness” of Harold Wilson. “He gave me some newspapers to read about what happened to Harold and I started to get weepy. Tears were flowing down my cheeks.

“He saw this, and he said, ‘Sue, look out the window and look at those beautiful clouds,’ and as I looked he slid the newspapers off my lap and said, ‘She can read those later.’ “

They took their meals with Prince Charles at a silver service table, where they were served turtle soup, roast pheasant, millefeuille, prawn cocktails, roast fillet of beef, fruit flan and cheese. “It was my first contact with grape scissors,” says Sue.

Prince Charles and his grandmother, Elizabeth the Queen Mother, with Harold and Zara Holt.

The teenage Charles was shy. He talked about his time at Timbertop, the rural Victorian outpost of Geelong Grammar where the prince had spent a couple of terms as a 17-year-old. He spoke to Sue about her uncle, whom he had met during Holt’s multiple official visits to the United Kingdom.

“In his terribly English voice, he said, ‘I am so sorry.’ He said Harold was a fine gentleman. He commented on how absolutely likeable he was, and what a distinguished man and prime minister. He was flattering and generous in his praise of Harold, and I remember thinking how nice that was.”

The aeroplane stopped over at Gan in the Maldives, where they were greeted by a delegation of locals in traditional costume, and given cold drinks. Then it was on to Perth and finally home to Melbourne, where a huge crowd of dignitaries, press and public met them off the plane. Sue was photographed looking like a cross between Mary Quant and Jackie Kennedy. She was wearing a biscuit caramel-coloured suit with a cream top underneath to match her shoes, and carrying a white Oroton mesh bag. The glamorous niece of the lost prime minister was briefly of press interest.

She was greeted by a “rear admiral, or some sort of official like that” and whisked away in a black car to her grandmother’s home. There she was reunited with her mother, sister and brother, all drawn together in grief for the sudden death of Uncle Harry, which brought back the tragic loss of his doppelgänger brother, their Cliffy.

British Prime Minister Harold Wilson meets American President Lyndon B. Johnson at Government House, Melbourne after the memorial service for Harold Holt in December, 1967.

The memorial was an enormous press event, with the then largest collection of VIPs and heads of state ever assembled in . Two thousand guestsattended and 10,000 members of the public listenedon loudspeakers. US president Lyndon Johnson, Holt’s close friend, was in tears.

Sue flew back to London on the royal jet the next day. A journalist tracked her down and wrote a piece on her for ‘sWoman’s Daymagazine. It was titled “The Holt Girl in London”.

“Picture a dark, vivacious girl who dresses in the latest London style… and you’ve got Sue Holt,” the intro ran. The accompanying photo showed her on Carnaby Street wearing a pink miniskirt and white go-go boots.

Holt was prime minister of a different , which in the 1960s was largely insular and xenophobic. It was also innocent in a way that is unimaginable now. Our 17th prime minister famously drove himself from Melbourne to Portsea in hismaroon Pontiac Parisienne. He hadn’t even bought the car new – it was a demo model. The family beach place was a timber house that he and Zara had builtthemselves on a block of land which bordered the Gillespies’. It was never locked, and Holt had no security with him on the day he took his last swim. He was famously cavalier about his personal safety, including security threats.

“His view was, ‘If someone wants to kill me, they will kill me,’ ” says Frame. “When he went home to Melbourne, he didn’t want people hanging around. He never thought anything of it.”

Notwithstanding the tendency to romanticisethe dead, it is impossible to ignore how much Holtwas liked. Even hisn Dictionary of Biographyentry notes his essential niceness: “This thoroughly decent man was genuinely liked and missed on all sides [of politics]”.

Headlines reporting his death included “Basic niceness was Harold Holt’s essence” and “He couldn’t be ruthless”. The n press of the 1960s undoubtedly treated politicians much more politely than today’s media. It’s difficult to imagine any of our recent prime ministers being described in equivalent terms.

Holt’s friendship with Johnson was one of the warmest an n prime minister and American president have enjoyed. After her husband’s death, Zara would still visit the Johnsons at their Texas ranch. Johnson called Holt a “good and gallant champion” – although historians note their friendship didn’t help Holt gain n export access to America’s lucrative agriculture market.

Sue at home with press clippings about her uncle. Photo: Louie Douvis

Sue Holt returned to Sydneyfrom London in 1968, was married in 1972 and had four children. She worked in pastoral care but is now retired – which is to say, a full-time grandmother. She’s using boxes of clippings and photographs about her uncle to compile a book about him for her family, which she plans to self-publish. Next weekend, two of her sons, Peter and James, will accompany her to the memorial ceremony at Nepean Point.

When I visit, I admire the photographs of 21-year-old Sue in her marvellous ’60s clothes. We gaze at pictures of her as if she’s someone else. The overarching memory she has of her uncle, she says, is of his kindness. “He was a total gentleman and I loved his sense of social justice. He had great warmth and a smile that lit up the room. There was a bit of youth to him.”

Later, I text her to ask if she kept any of the clothes: the Carnaby Street coat, the Oroton bag? “Nah. Long gone,” she replies.

Good Weekend

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Personal finance is key to women’s empowerment

SYDNEY, AUSTRALIA – OCTOBER 19: Lisa Wilkinson MOET event at the Opera House on OCTOBER 19, 2017 in Sydney, . (Photo by Christopher Pearce/Fairfax Media)If there is a word that sums up 2017, it’s empowerment.
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For many women, when US President Donald Trump took office in January 2017 the word empowerment was far from our minds. That a pussy-grabbing president could lead the free world seemed inconceivable. Perhaps that’s why the murmur began that has ended with a shout almost 12 months later.

Because as Lisa Wilkinson put it so beautifully at a Business Chicks breakfast this month, collectively we’ve decided “this far and no further”.

This has been a year of defining moments and growing movements. From the fearless girl in New York on International Woman’s day making a statement about standing up to power, to the movie Wonder Woman breaking box office records for a female director and female lead. From the female AFL league kicking off to capacity crowds and female cricketers receiving the biggest pay rise in the history of women’s sport in , to the female-produced Big Little Lies and its tackling of domestic violence. From Saudi women being given the right to drive, to Indian women being given protection from instant divorce.

Not to mention Harvey Weinstein???, Matt Lauer???, Don Burke and more being outed (and in fear of being outed) every day and women embracing in their thousands the #metoo campaign. Wilkinson choosing to walk away from a job despite almost being paid as much as her co-host because she believed in equality and chose to draw her line in the sand, while men and women were given the green light to marry, well, any man or woman they choose.

It has been quite the year for empowerment.

Of course, real shifting of power happens when we have equality and this year we have witnessed men and women demanding it.

While we can slap ourselves on the back for our achievements year, there is still more work to do – particularly when it comes to our finances. There is still a wage gap that exists not simply in the corporate world but in the world of small and medium business owners where women should be on par with men. There is a gap between men and women that we’ve tossed in the too-hard basket for the moment in our superannuation funds and there’s a widening gap between those who own property and those who do not.

What is heartening is that on many occasions this year, men and women have stood up and said enough. Our cricketers have insisted women are included in pay negotiations and blokes such as Dave Hughes have said they were willing to take a pay cut so there was parity when it didn’t exist. There are so many more stories from men and women we don’t know about who, like Wilkinson, have drawn their own line in the sand.

It’s time to concrete that line, fence it and lay barb wire on top.

How we do that is by ensuring equality exists in our own lives and I believe the answer lies with our finances. After all, often power belongs to those who hold the purse strings and particularly as women we simply need to get over ourselves and stop believing that wanting more money, financial protection and talking about finances is crass.

This means deciding in your 20s to contribute more to superannuation so that if you choose to take time to have children you’ve created a buffer. It means having a wealth creation plan so that you’re not reliant on a Prince or Princess Charming. It means asking for pay rises, seeking out job opportunities and seeking out a position with another company if your request is not being taken seriously or you’ve hit a glass ceiling. Or if you own your own business, it means pricing appropriately, understanding the numbers and choosing to play a bigger game. It means being prepared to talk about money openly and candidly as just another thing that we can discuss because we have so much to learn from one another. It means speaking up and demanding equality for your colleagues because you know they’re not being paid the same as you despite doing the same work.

After all, females took the top three spots in the year-long Shares Race in Sunday Money this year with Angie Ellis dominating the four-week share challenge for most of the year, Cathie Reid from Epic Group became one of our few female billionaires and together with Dr Catriona Wallace raised $5 million in 12 minutes for Flamingo AI, one of only 11 ASX-listed companies with a female CEO. It’s a handful of examples of many that could be cited where women are not just capable, but excelling financially.

It’s time we realised that money is just another thing we can talk about, learn from each other and become bloody good at managing, which helps to smooth out the balance of power.

So, here’s to 2017 and the march towards equality and empowerment. Here’s to many of you creating your own financial independence, writing your own financial fairy tale and helping a sister or two along the way. Here’s to continuing the movement of empowerment to a financial one in 2018.

Melissa Browne is CEO of accounting firm A&TA and financial planning firm The Money Barre. Her latest book Unf*ck your Finances will be released January 2018.

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